2. Refusing to Sell or Give Anything Up
If you’re in a difficult financial situation, one of the first things you can do is to sell your valuables. Nowadays, this is easier than ever. With apps like eBay, Depop, Facebook Marketplace, Mercari, Etsy, and Poshmark, you can sell almost anything if you have an Internet connection and a cellphone. Selling things you no longer need can be a good way to make some quick cash and pay a bill. Remember that some day, when finances get better, you can always buy that thing back. Holding on to your material things is not worth the shame, regret, and stress of declaring bankruptcy.
I have been selling things on eBay since I was a teenager. Since this is such a big part of my life, it’s something that I talk to people about often. Whenever I met someone that was in a difficult financial situation, I would suggest that maybe they should sell something on eBay or Craigslist to get some emergency cash. I knew if they just listed their unused games online, they could earn $500 overnight and solve their problems. But for whatever reason, they refuse to let go of those things. Remember it’s just stuff. Usually, whenever I give something up in order to maintain my finances, it opens the door for something much better to replace it later.