Credit: Military

Before this can become a reality, you may need to improve your finances.

3. Polish Up Your Credit

You may want to talk to an expert about things that you can do to polish your credit report so that you will be more easily approved for a mortgage. Even if your credit is sparkling and your score is high, there are things you can do to make it even better.

Having a sum of money that you are saving for a deposit will automatically boost your credit score because it improves your debt-to-assets ratio. Paying down debts and possibly consolidating debts can also help to improve your credit report so that you stand a better chance of getting approved for a mortgage.