Live For Less: Best Hacks For Achieving Cheaper Living

Monica Gray - November 7, 2023
Tasting Table

Shop Alone

Have you ever ended up with a bunch of unnecessary items after taking your kids grocery shopping with you? That’s why shopping alone is a great hack for cheaper living. Grocery shopping alone can help you stay more focused on your list and avoid unnecessary purchases, like that big box of cookies or jug of soda you normally wouldn’t buy. Your kids will probably appreciate a small treat here and there, but it’s best to make it a once-in-a-while thing to save some cash. Grocery stores are built to distract you from your strict list, so they’ll help you stay focused, get in, and get out (Tasting Table).

Green Match

Window Films

There’s nothing worse than cranking the heat in your home in winter, only to lose most of it to your faulty windows. That’s where window films come in. These cost-effective films will make it cheaper to have your heating on in the winter and will reduce heat gain in the summer, which means you won’t have to crank the air conditioner as high. They’re easy to install, and most use a 3m double-sided tape (Green Match).

Nerd Wallet


There’s nothing better than the oldest hack of couponing! You might have made fun of your grandparents for whipping out the coupon book, but they were seriously onto something. Use coupons and cashback apps to save on groceries and shopping. If you use them religiously, then all those savings will add up over time. Pay attention to annual sale cycles, buy in bulk, and only use coupons to buy items you need. Coupon expert Jenny Martin says, “You got your 10 items, you used all of your coupons, you saw that the store didn’t treat you horribly — and they took everything. And you saw how much you saved, and that’s the best part.” Keep track of your savings to notice just how well you’re doing with living a cheaper life (Nerd Wallet).

The Spruce

Get Creative With Your Closet

If you optimize your closet space, you won’t have to spend as much money on storage. It works similarly to a loft. You won’t have to worry about hiring a rental unit if you can creatively use every inch of storage space in your closet. There are tons of ways to use your closet for storage. Besides, if you have an organized, clutter-free storage space, your mind will feel more clutter-free (Real Homes).

Apartment Therapy

Use A Bookshelf As A Room Divider

Have you always wished for a second room in your studio apartment? Instead of spending money to build a second room in your studio, or moving to a bigger place in general, consider using a bookshelf as a room divider. This is great whether you have a loft, studio, or small apartment. It can serve as a cozy reading nook, with pillows and cozy chairs, in addition to private sleeping quarters. According to Skillshare, “If you use a bookcase to divide your room, the shelves on that bookcase are bound to become a focal point of the space. Make a real statement with that focal point by styling your books and other items accordingly. You might opt to colorblock your books or add your favorite decorative pieces into nooks and crannies.” This is a great hack for making use of what you already have (SkillShare).


Go On A Staycation

Instead of spending all that money on a vacation, why don’t you opt for a staycation instead? Explore your local hometown or city, go to a new restaurant, or visit a new museum. This is the best way to feel like you’re on vacation, but doing it for a much cheaper price. Staycations remove many of the travel expenses you’d get abroad, like flights, package deals, and taxis. This means more money for food and drinks during your staycation! You could even set up a tent in your backyard to make it feel like you’re exploring the great outdoors (Boundless).

My Chic Obsession

Capsule Wardrobe & Sustainable Fashion

Embrace a capsule wardrobe and invest in quality clothing. A capsule wardrobe has a minimalist collection of clothing that can be put together in a variety of ways to create several different outfits. This maximizes the number of outfits in the wardrobe, giving the impression you own more clothes than you do. This is a great way to live a cheaper life because you won’t feel the need to always purchase new clothes. A capsule wardrobe is thoughtfully curated, with interchangeable items. You might even come up with more outfits in a capsule wardrobe than you would with too many clothing choices (Modern Minimalism).

Alcove Rooms

Use Facebook Groups For Shared Housing

There’s no better place to look for a potential roommate than Facebook! Many cities around the world have Facebook Housing Groups where people in need of a second, third, fourth, or fifth roommate post that they’re in need. If you want to live in cheaper accommodation, then shared housing is your best bet. Besides, it could be a lot of fun living with a bunch of like-minded people, and sharing a kitchen and living space with them (Alcove Rooms).


Freelancing Or Side Gigs

Consider exploring freelancing or side gigs to generate additional income. This extra cash can be handy for covering expenses like groceries, gas, or clothing without impacting your primary budget for rent and bills. Freelance opportunities abound in various fields such as writing, tutoring, gardening work, or babysitting, offering flexible options that align with your skills and interests. Engaging in such side activities not only provides financial flexibility but also opens up avenues for personal and professional growth.(Forbes).


DIY Cleaning Supplies

Cleaning supplies can be costly. They can add up over time, especially if you’re trying to keep your household tidy. It’s best to make your cleaning products using simple ingredients like vinegar and baking soda, which will not only make it cheaper to clean your house, but the natural ingredients are a lot better for your home (Good Housekeeping).

Universal Student Living

Meal Planning

To avoid waste and only buying what you need, try meal planning. This is a surefire way to not waste any food, and only consume what you will finish. It’ll also save you precious time throughout the week, which means you won’t have to spend as much time cooking. It’ll also prevent you from eating unhealthy meals that you can grab on the go. It’s also easier to stick to a budget with meal planning (Broke in London).

Thrifty Frugal Mom

Homemade Gifts

There’s nothing better than receiving a homemade gift from someone you love! Create handmade gifts for special occasions. These won’t hurt your wallet, and just because you’re giving a cheaper-priced gift doesn’t mean it has any less sentimental value. Chances are, you’ll create a gift that’s even better and more meaningful than one you’d give by buying it at the store. Some ideas are personalized wooden hangers, pillows, and coasters (Thrifty Frugal Mom).

The Guardian

Negotiate Bills

You might not think this is one way to get cheaper bills, but it works! Negotiate with service providers for better rates on utilities and internet. Most people don’t negotiate, so you might get a better deal. The worst thing they can do is say no, but it’s worth a shot. Saving even ten bucks a month adds up over time. If you’re not comfortable haggling over the phone, try sending them an email or contacting them over live chat (The Guardian).

Appliance House Blog

Energy-Efficient Appliances

Efficiently managing your household appliances can contribute significantly to reducing electricity costs over time. Every penny saved makes a difference in your overall savings, and being mindful of appliances that consume excessive energy is a prudent financial choice. Investing in energy-efficient appliances not only translates to substantial cost savings but also aligns with environmentally friendly practices. These appliances are designed to use less energy, minimizing their impact on both your monthly bills and the broader environmental footprint. Making informed choices about your appliances is a wise investment, providing long-term financial benefits while fostering sustainability. (BBC Good Food).

Money Saving Expert

Shared Services

Optimize your budget by sharing services such as Netflix, streaming subscriptions, and gym memberships with family or friends. This approach allows you to divide the monthly costs of these services, making them more affordable for everyone involved. Many platforms offer family deals, enabling multiple individuals to be part of a single subscription or membership, thus significantly reducing the overall cost per person. As more people participate in these shared memberships, the financial burden is further lightened, making it a practical and cost-effective way to access otherwise expensive amenities. (Money Saving Expert).