Optimize your budget by sharing services such as Netflix, streaming subscriptions, and gym memberships with family or friends. This approach allows you to divide the monthly costs of these services, making them more affordable for everyone involved. Many platforms offer family deals, enabling multiple individuals to be part of a single subscription or membership, thus significantly reducing the overall cost per person. As more people participate in these shared memberships, the financial burden is further lightened, making it a practical and cost-effective way to access otherwise expensive amenities. (Money Saving Expert).